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InvestAnswers
Should u BUY Real Estate? Insane Global Report & Housing Red Flags 🚨🏠📉
⏱ 22 min video · 3 min read26 Jun 2026Worth watching
TL;DR
InvestAnswers delivers an annual global real estate tour covering 15+ countries, examining price performance since 2020, bubble risks, rent control dangers, and the impact of money printing on returns. The core finding: real estate is highly location-specific, largely tracks M2 money supply growth, and after adjusting for inflation offers only about 5% real return in the US over six years.
Key points
1
Poland leads global real estate appreciation since 2020 at +74%, followed by Netherlands +63%, Australia +60%, USA +56%, and Ireland +53% — while Argentina lost 34% and India gained only 14%.
2
US home prices divided by M2 money supply growth have only returned ~5% real gain over six years, meaning most appreciation is monetary inflation, not genuine wealth creation.
3
40% of US homes have zero mortgage and many locked-in owners hold 2-4% rates, creating a frozen inventory problem — owners have zero incentive to sell into a 6.5% rate environment.
4
New home supply in the US hit a 10-month high in May 2026, a level historically only seen during recessions; in Austin, 60% of new construction units are cutting prices 10-20%.
5
UBS bubble risk index flags Miami, Zurich, and Tokyo as highest risk; price cuts are sweeping Arizona (50% of listings), Florida, and Texas, while San Francisco is red-hot driven by AI sector demand.
Actionable insights
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If buying new construction, use cash and negotiate hard — builders in markets like Austin are slashing 10-20% off asking prices and are desperate to move inventory.
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Evaluate real estate returns by dividing price growth by M2 money supply growth in your country — nominal gains can be almost entirely inflation, not real wealth creation.
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Avoid bubble-risk cities flagged by UBS (Miami, Zurich, Tokyo) and overvalued markets (Vancouver, Dubai, Singapore, Sydney, LA) unless you have strong local income anchoring the purchase.
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For rental property investors, avoid jurisdictions with active rent control legislation (NYC, parts of Europe) — studies consistently show it reduces supply, quality, and long-term returns.
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San Francisco remains a strong micro-market due to constrained supply and AI-sector demand; Trophy Properties are still seeing bidding wars above asking price.
Notable quotes
“When you divide the average home price in the US by M2, it's only made 5% over the last six years. So, is that going to make you rich? No.”
“Price cuts are the absolute last thing a home builder ever wants to do, but they can't sit on the inventory.”
“Real estate is both the biggest asset and the biggest liability for most families — meaning in a high rate environment, it directly impacts your net worth and your mobility.”
Worth watching?
✅
Worth watching the full video?
Worth watching if you want to see the actual charts and heat maps referenced throughout — the country-by-country visual comparisons add context that the summary cannot fully replicate, but all the key data and conclusions are captured here.
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